Privacy Policy – ManKirat Finance

1. Introduction

At Mankirat Finance, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information provided by users while using our services, website, and digital platforms.

2. Information We Collect

We may collect the following information from customers, partners, and DSAs:

Full Name, Contact Details (Email, Phone, Address)
KYC Information (PAN, Aadhaar, Bank Details)
Financial and employment details for loan or investment purposes
Communication history and user preferences
Device and usage data collected automatically through cookies

3. How We Use Your Information

To verify identity and process loan or investment applications
To communicate updates, offers, or service alerts
To improve user experience and product quality
To comply with legal and regulatory requirements
To prevent fraud, unauthorized access, or misuse of our services

4. Data Protection & Security

Your personal data is encrypted and stored securely.
We restrict access to authorized personnel only.
We follow RBI, IT Act, and other regulatory guidelines on data protection.
However, no system is 100% secure, and Mankirat Finance shall not be liable for any external breach beyond its control.

5. Data Sharing & Disclosure

Financial partners, NBFCs, or banks for processing your application
Regulatory or legal authorities (if required by law)
Internal departments for operational purposes
We do not sell, rent, or trade your personal information with third parties for marketing.

6. Cookies Policy

Our website may use cookies to enhance your browsing experience. You can disable cookies through your browser settings, but some features may not function properly without them.

7. Your Rights

Access, correct, or update your personal data
Request deletion of your data (subject to legal obligations)
Opt-out of promotional communications

8. Updates to This Policy

Mankirat Finance reserves the right to update or modify this Privacy Policy at any time. The revised version will be posted on this page with an updated “Effective Date.”

9. Contact Us

If you have any questions regarding this Privacy Policy, contact us at:
📧 contact@mankiratfinance.in
🌐 www.mankiratfinance.in