Terms & Conditions
Effective from 1st January 2025 | Mankirat Finance
1. General
By accessing or using the services of Mankirat Finance, you agree to abide by the following Terms and Conditions. These terms govern all financial services, investment programs, and DSA partnerships provided by the company.
2. Services Offered
- Personal, Business, and Home Loan assistance
- Monthly SIP-based Investment Plans
- GST, MSME, ISO Registration, and ITR Filing Services
- DSA (Direct Selling Agent) partnership and commission programs
3. Investment Terms
- Returns displayed in calculators or brochures are indicative and not guaranteed.
- Early withdrawal or closure before maturity may reduce final payout.
- Interest rates are subject to change based on market and policy updates.
- TDS and other taxes will be applicable as per government norms.
- The company reserves the right to modify plan structures at any time.
4. DSA Terms
- DSA onboarding fee of ₹1500 is non-refundable.
- Commissions are paid between 1st–7th of each month for the previous cycle.
- Any fraudulent activity will lead to termination and forfeiture of payout.
5. Customer Responsibilities
- All KYC and financial documents must be valid and verifiable.
- Providing false or incomplete data may result in rejection of the application.
- Mankirat Finance acts as an intermediary and is not a bank or NBFC.
6. Confidentiality & Data Privacy
- All personal data is stored securely and used only for service processing.
- We do not sell or share user data without consent.
- Digital security is maintained under applicable data protection laws.
7. Disclaimer
- Mankirat Finance is not liable for external delays or processing errors by partner institutions.
- Past returns do not guarantee future performance.
- Investors are advised to review all policies before proceeding.
8. Contact
For any support or clarification, reach us at:
📧 contact@mankiratfinance.in
🌐 www.mankiratfinance.in